MORTGAGE RIGHTS
Challenging the Amount Due Examples of Mistakes in Account Histories
This account history does not tell us all that we need to know: we need the total balances for the escrow and suspense accounts, and the total of the outstanding fees and advances. I enter the information from the account histories into a spreadsheet. (tip: use a dictation program and dictate the entries. much easier and more accurate) Once you have completed your spreadsheet, sort it so that the dates run from old to new. Sorting old to new makes it much easier to understand what happened after a payment was made.. Here are my column headings: transaction date amount paid description/date payment applied to principal interest new principal balance amount allocated suspense suspense balance escrow escrow payment escrow balance late fee other fees/charges fee balance advance
NEXT: Application of Payments
 MORTGAGE RIGHTS
The site does not provide legal advice. Neither Susan LaCava nor her law firm, LaCava Law, S.C., represent you until there is a signed retainer agreement.
Challenging the Amount Due Examples of Mistakes in Account Histories This account history does not tell us all that we need to know: we need the total balances for the escrow and suspense accounts, and the total of the outstanding fees and advances. I enter the information from the account histories into a spreadsheet. (tip: use a dictation program and dictate the entries. much easier and more accurate) Once you have completed your spreadsheet, sort it so that the dates run from old to new. Sorting old to new makes it much easier to understand what happened after a payment was made.. Here are my column headings: transaction date amount paid description/date payment applied to principal interest new principal balance amount allocated suspense suspense balance escrow escrow payment escrow balance late fee other fees/charges fee balance advance
 MORTGAGE RIGHTS
 MORTGAGE RIGHTS
The site does not provide legal advice. Neither Susan LaCava nor her law firm, LaCava Law, S.C., represent you until there is a signed retainer agreement.
Challenging the Amount Due Examples of Mistakes in Account Histories This account history does not tell us all that we need to know: we need the total balances for the escrow and suspense accounts, and the total of the outstanding fees and advances. I enter the information from the account histories into a spreadsheet. (tip: use a dictation program and dictate the entries. much easier and more accurate) Once you have completed your spreadsheet, sort it so that the dates run from old to new. Sorting old to new makes it much easier to understand what happened after a payment was made.. Here are my column headings: transaction date amount paid description/date payment applied to principal interest new principal balance amount allocated suspense suspense balance escrow escrow payment escrow balance late fee other fees/charges fee balance advance
 MORTGAGE RIGHTS
 MORTGAGE RIGHTS
The site does not provide legal advice. Neither Susan LaCava nor her law firm, LaCava Law, S.C., represent you until there is a signed retainer agreement.
Challenging the Amount Due Examples of Mistakes in Account Histories This account history does not tell us all that we need to know: we need the total balances for the escrow and suspense accounts, and the total of the outstanding fees and advances. I enter the information from the account histories into a spreadsheet. (tip: use a dictation program and dictate the entries. much easier and more accurate) Once you have completed your spreadsheet, sort it so that the dates run from old to new. Sorting old to new makes it much easier to understand what happened after a payment was made.. Here are my column headings: transaction date amount paid description/date payment applied to principal interest new principal balance amount allocated suspense suspense balance escrow escrow payment escrow balance late fee other fees/charges fee balance advance
 MORTGAGE RIGHTS
The site does not provide legal advice. Neither Susan LaCava nor her law firm, LaCava Law, S.C., represent you until there is a signed retainer agreement.  MORTGAGE RIGHTS